Legal Notices          

Copyright:   The information on this Web site is protected by copyright:

Copyright ©  1976 - 2007 Ray Burnham, dba The Burnham System, Southbridge, MA. 
All rights reserved.

Except where permitted, no portion of the information on this Web site may be reproduced in any form or by any means without prior written permission from Ray Burnham.

Use of Web Site Information:  You may view, copy, print, and distribute documents available on this site subject to the following conditions (unless otherwise indicated):

  • The document may be used solely for personal, informational, non-commercial purposes;

  • The document may not be modified or altered in any way;

  • Any copy of the document or portion thereof must include the copyright notice above this permission notice; and

  • The Burnham System reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon written notice from Ray Burnham.

Documents specified above do not include the design or layout of this Web site.  Elements of this Web site are protected by trade dress and other laws and may not be copied or imitated in whole or in part.

Feedback; Confidentiality Information; Privacy

Please note that, with the exception of credit card numbers, The Burnham System does not want to receive confidential or proprietary information from you through our Web site.  Information, other than credit card numbers, or material sent to The Burnham System will be deemed NOT to be confidential.  By sending The Burnham System any non-confidential information or material, you grant The Burnham System an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute those materials or information, and you also agree that The Burnham System is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.  However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless:

  1. you grant us permission to do so; or

  2. we first notify you that the materials or other information you submit to this Web site will be published or otherwise used with your name on it; or

  3. we are required to do so by law.

Trademarks and Service Marks

The trademarks, logos, and service marks displayed on this Web site are the property of The Burnham System and other third parties.   You are not permitted to use the marks without the prior written consent of The Burnham System or such third parties.

CPCU®, AAI®, APA®, AMIM®, and ARe® are Registered Service Marks owned by The American Institute for CPCU (AICPCU) and/or the Insurance Institute of America (IIA), Malvern, PA.

CFP® is a Registered Service Mark owned by Certified Financial Planners Board of Standards, Denver, CO.

Disclaimer

The Burnham System is not affiliated with and has no connection with The American Institute of Chartered Property Casualty Underwriters (AICPCU) or The Insurance Institute of America (IIA); The Society of CIC or The National Alliance of Insurance Education and Research; or The American College of CLU or The Certified Financial Planner Board of Standard CFP Board. 

For more information contact:  Ray@BurnhamSystem.com or write to Ray Burnham,
The Burnham System, 19 Everett Street, Southbridge, MA 01550.
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